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CustomFinance4U provides managed finance solutions for the automotive and financial services industries.

Leveraging our knowledge, experience and unique IT solutions, we can support any business wishing to write motor finance & lease agreements in Ireland.
We invested heavily in our own infrastructure in 2019 becoming authorised under the Consumer Credit Act 1995 by the Competition & Consumer Protection Commission and a registered Credit Information Provider (Lender) under the Credit Reporting Act 2013 with the Central Bank of Ireland. In 2020 CustomFinance4U© Ltd (FRN921053) was authorised by the Financial Conduct Authority in the UK
We offer long & short term Lease and Hire Purchase (including PCP) agreements on new and used vehicles. 

The business provides turnkey solutions and we can:

  • Source new business
  • Underwrite to an agreed mandate
  • Manage pay-outs to agreed procedures & standards
  • Collect out the receivables book
  • Provide a complete white-label solution.
  • Customer solutions that require some or all of our functionality.
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Shared & Own Risk

Write your own motor finance agreements on a Shared Risk & Own Risk basis.

We provide managed finance solutions for the automotive industry. We leverage our knowledge, experience and unique IT solutions to support any car franchise group that wants to write motor finance agreements in Ireland whether on a shared risk or own risk basis.

Benefits of Shared & Own Risk solutions

  • Increased control of your sales process
  • Underwriting to suit your type of customers
  • Helps you sell more cars & more car finance
  • Maximises profitability
  • Cuts out the perceived middle-man in the finance agreement
  • Enhances your credibility & offer to your customer

Helping you achieve the benefits & returns of having your own finance company without the hassle.

We work with Dealership Groups to understand your requirements and have the flexibility to offer finance solutions on a shared risk basis or to manage your own risk portfolio. Shared risk and own risk solutions are completely bespoke. We can underwrite to an agreed mandate, manage pay-outs to agreed procedures and standards and collect out the receivables book. The service is available as a complete white-label solution.

Our Dealer Direct Shared & Own Risk Solutions

  • Zero start-up cost – all your money can be used for loans!
  • Industry leading systems – free of charge
  • Full compliance with all legal requirements
  • Fully transparent service
  • Competitive management fee
  • Easy to set-up

We can work with

  • Dealers
  • Brokers
  • Manufacturers
  • Car Supermarkets
  • Private Investors
  • Consumers